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Rates

Current Rates

Current Rates

Conforming to $726,200

 
Term Rate APR
30-year Fixed 6.47% 6.55%
15-year Fixed 5.84% 5.92%

High-Balance Conforming to $1,089,300

 
Term Rate APR
30-year Fixed 7% 7.08%
15-year Fixed 6.44% 6.52%

Jumbo Loans to $5,000,000

 
Term Rate APR
5 year ARM 5.5% 5.58%
7 year ARM 5.625% 5.705%
10 year ARM 5.75% 5.83%
30-year fixed 6% 6.08%

FHA Mortgages

 
Term Rate APR
30-year fixed 5.6% 5.96%
15-year fixed 5.25% 5.61%

VA Mortgages

 
Term Rate APR
30-year fixed 5.6% 5.96%
15-year fixed 5.25% 5.61%

All loans are subject to credit approval. Loan rates, terms, and conditions are subject to change without notice. Your actual loan rate may vary from the rates shown and will be based on an evaluation of your credit profile.

These mortgage interest rates assume a few things about you - for example, you have very good credit (a FICO credit score of 740+) and that you're buying a single-family home as your primary residence.

Mortgage discount points are not factored into these rates. If you decide to purchase points at closing, your interest rate may be lower than the rates shown here.

Rate vs. APR
The Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. That's why a mortgage APR is typically higher than the interest rate - and why it's such an important number when comparing loan offers.

If you have a complaint please send an email to Compliance@culending.org

© 2021 AGV Grouppe, Incorporated. (California Brokers License #01796227). All information contained herein is for informational purposes only and, while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the California Department of Real Estate

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Schools Federal Credit Union / CU Lending | Office Phone: (888) 899-7822

Equal Housing Opportunity Lender. Not a commitment to lend. Rates and programs are subject to change. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Schools FCU NMLS# 688536 - Torrance, Ca.

AGV Grouppe, Inc. California Brokers Lic# 01796227- 1261 Locust Street, #2424, Walnut Creek, CA 94598

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